Your subject matter experts model in the language they already know. Your developers connect those models to pipelines, applications, and AI agents through enterprise APIs. No translation layer. No rewrite. Change the model, and every downstream system updates instantly. Your end users get solutions sooner, with data they can trust and interfaces they actually want to use.
Born from a platform acquired by Goldman Sachs. Trusted by modeling teams at major financial institutions.
We won’t replace Excel for everything. But for the financial models that drive enterprise decisions — the ones that need governance, transparency, programmatic access, and the ability to evolve without breaking — ClearFactr does things Excel physically cannot do.
And the people who consume those models get solutions that are faster, more reliable, and built on data they can trust.
Instead of =B3*(1+$A$7), you see “Revenue × (1 + Growth Rate).” ClearFactr deterministically renders every formula in natural language using your own row and column names. The model documents itself. Change it, and the documentation updates instantly. No comments to maintain. No formula glossary to build.
In Excel, five scenarios means five times the complexity. In ClearFactr, scenarios are thin overlays on one compact base model. Same rows, same columns, same formulas, different answers. The model never grows. Five scenarios or fifty — same complexity, same maintenance burden. Your end users get instant access to every scenario without waiting for someone to rebuild the spreadsheet. This is a structural impossibility in Excel.
Push inputs in, get computed outputs back, nothing is saved. The model isn’t modified. It’s a pure, stateless computation. Multiple processes can call the same model simultaneously with zero conflicts. This is what makes ClearFactr work as infrastructure — not just a tool someone opens.
Change a formula, add a row, adjust an assumption — every scenario, every API call, every agentic workflow picks up the change immediately. No export. No code generation. No deployment. No reconciliation. The model IS the application logic. End users stop waiting weeks for updates and start getting them the same day.
Specify a period type — monthly, quarterly, yearly, daily — and ClearFactr auto-generates semantically time-aware columns. No manual date labeling. No date consistency bugs across tabs. Time-series forecasting is a first-class structural concept.
CFSQL connects models directly to Databricks and other cloud data warehouses. Your model pulls live data — no CSV exports, no stale snapshots, no broken data pipelines.
ClearFactr is a Databricks Technology Partner.
The spreadsheet model IS the computation engine. Connect it to your systems via REST APIs, embed it in your own UI with the Client-Side API, or let AI agents invoke it via MCP. Your code gets simpler. Your time-to-market collapses.
Stop reverse-engineering business logic from SMEs. Build directly on their models.
Your end users get:
Richer UIs, faster delivery, and a single source of truth they can actually trust.
Profit opportunities are front-loaded with respect to time. The team that delivers first wins. ClearFactr compresses delivery from quarters to weeks, with governance, audit trails, and enterprise security underneath.
Your SMEs stay productive in a grid they know. Your compliance team gets control they’ve never had.
Your end users get:
Solutions sooner, with confidence that the numbers are right and the versions are current.
Self-documenting formulas. Immutable version history. Compute-chain permissioning. Audit trails built into the platform, not bolted on. ClearFactr reduces Model Risk and EUC risk structurally, not operationally.
This isn’t another monitoring tool. It’s infrastructure that makes models inherently governable.
Your end users get:
No more version confusion. No more conflicts between spreadsheet results and custom solutions. One governed answer.
Build models in a familiar grid with comprehension tools no other spreadsheet offers. Self-documenting formulas, scenario overlays, Monte Carlo, version control, engagement management.
Read, write, and compute against any model programmatically. Stateless. Conflict-free. Real-time. Use models as deterministic calculation endpoints inside any workflow.
Embed a live, interactive ClearFactr model directly inside your own browser application. Full bi-directional messaging between your app and the model. Your end users interact with a polished, purpose-built interface — they never need to know there’s a spreadsheet underneath.
The software industry is moving from tools people operate to infrastructure agents orchestrate. ClearFactr’s public MCP Server puts your financial models directly into that ecosystem. An AI agent gathers inputs from any source, passes them into your ClearFactr model, receives precise computed outputs, and routes those results downstream. The model is infrastructure, not a file.
This only works because of ClearFactr’s stateless computation architecture. The model is called like a function: inputs in, outputs back, nothing saved, nothing modified. Multiple agents — or humans, or both — can call the same model simultaneously without conflicts. And because models are self-documenting, AI agents can reason about what they’re computing.
ClearFactr didn’t bolt on AI compatibility. The stateless architecture, the self-documenting formulas, and the API-first design were built years before MCP existed. The agentic era arrived and ClearFactr was already ready.
It’s not one feature. It’s all of them, working together, hardened over 13 years of production use. ClearFactr includes: a full spreadsheet computation engine with 400+ functions, circular reference handling, and cross-tab dependency resolution. A scenario overlay system that doesn’t copy models. A stateless computation engine with conflict-free concurrent access. Deterministic natural-language formula rendering (patented). Enterprise version control and audit trails. Compute-chain permissioning. Monte Carlo simulation. CFSQL cloud data warehouse connectivity. A client-side embedding API with bi-directional messaging. A server-side REST API. An MCP Server. Engagement management and analytics. And a 13-year accumulation of edge cases, performance optimizations, and governance infrastructure that only comes from sustained production use.
The people who consider building it themselves are usually looking at one or two features. The ones who become customers are the ones who ask: “What else does it do?” The answer is: all of it. That’s what takes 13 years.
My partners at Hilco Streambank liked ClearFactr so much, we invested in it. If your business is utilizing spreadsheets at scale, you should check out the company.
David Peress
Executive Vice President, Hilco Streambank
Modeling often demands trade-offs: scale vs. transparency, speed vs. control. ClearFactr eliminates the need to choose, delivering all four in one seamless platform.
Senior Quant Strategist
Global Investment Bank,
ClearFactr is revolutionary, combining unmatched flexibility, risk reduction, and a familiar interface. There’s truly nothing else like it for modern enterprise modeling.
Manish Chakrabarti
Head of Model Governance, Vanguard
ClearFactr isn't just a hammer or screwdriver—it's the whole toolbox. It reduces risk, preserves a familiar interface, and ensures high-quality, error-free results.
VP
Valuation, Global Investment Bank
This is powerful. This is real financial modeling!
Mark Braunstein
Professor of the Practice Emeritus, Georgia Tech
A major financial institution used ClearFactr to handle complex financial logic “from code” — the application’s entire computation layer lived inside ClearFactr models, called via API. The team that built it included senior developers who validated ClearFactr by seeing the full-stack picture: Web App + Server API + Client API working as a coherent system.

A 4,670% ROI.
That’s what Claude Cowork's model showed for enterprise deployment at scale.
Even at 25% applicability, the return is four digits.
Every unmanaged spreadsheet is a liability — version risk, trapped data, opaque logic, zero auditability. And the people who depend on those spreadsheets — the end users who start every workflow by hunting for the right version, who worry the numbers in one system don’t match another — bear the cost of that liability every day. ClearFactr transforms that same business logic into Software Capital: governed, versioned, API-accessible, AI-ready, and self-documenting. The formulas don’t change. The risk does. And the end-user experience transforms from frustration to confidence.
And with AI-powered development tools bringing software capabilities to more people than ever, the time to make this transformation has never been better. Organizations that move now build a compounding advantage. Those that wait build a compounding liability.
ClearFactr is a high-touch platform. When you reach out, you’ll talk directly with our founder, Dean Zarras, who has 13+ years of experience helping organizations transform their financial modeling infrastructure. He’ll give you an honest assessment of whether ClearFactr fits your situation — including telling you when it doesn’t.
If there’s a fit, your trial won’t involve converting existing Excel files. You’ll bring your next problem — the model you’re about to build, the solution you’re about to prototype — and build it in ClearFactr from the start. We’ll scope the trial around the specific capabilities that matter most to your use case, with a focus on what your end users will actually experience. Every trial is tailored, not one-size-fits-all.
Pricing is straightforward and has never been a barrier to a ClearFactr engagement. If you see value, we’ll find a commercial structure that works.
Fill out a short form and our founder Dean will personally review it and reach out within one business day. No generic sales pitch — just a focused response about whether ClearFactr fits your situation.